For the majority of us, our most valuable asset is our home. From the building, to the contents, to the people living in it – our homes create a place of comfort and escape from the outside world. It’s imperative we protect our investment in the best way we can!

What would happen if you are struggling to find insurance due to your property being deemed as ‘non-standard’? Where can you turn to resolve this? Safely Insured has various Non-Standard Household Insurance schemes that could hold the answers to the above questions!

Types of Non-Standard Household Insurance

There are many categories which fall under non-standard household insurance. These include;

• Non-Standard Construction
• Second Home Insurance
• Subsidence Insurance
• Flood Risk Insurance
• Buy to Let Insurance
• Unoccupied Property
• Block of Flats Insurance

Non-Standard Construction – Insurance cover may be hard to find due to the building materials used on the property or the design of the property itself.

Second Home Insurance – Having a second home may mean the property being unoccupied for certain periods of time throughout the year. Many insurers would believe this to be too much of a risk to cover – not at Safely Insured!

Subsidence Insurance – If your property is built upon clay soil or by cracked drains then you should research subsidence insurance right away! Be sure to look out for early warning signs including vertical cracks up the walls however don’t assume the worst right away, this doesn’t always indicate subsidence.

Flood Risk Insurance – If your property is within a ‘flood risk’ area then you’ll need to arrange the specialist insurance to cover this risk.

Buy to Let Insurance – Buy to let insurance can be for both residential and commercial landlords.

Unoccupied Property – Your standard household insurance policy will usually only let you have cover on the unoccupied property for up to 30 days. Safely Insured offers a policy which can offer cover for up to 12 months.

Block of Flats Insurance – If you own a flat, it may be more beneficial for you to encourage the ‘Block of Flats’ to take out block of flats insurance.

Criminal Record – If you’re having problems getting cover due to a criminal record or bad debt history, our non-standard household insurance scheme can help you to get cover.

 

Safely Insured has non-standard household insurance schemes for all of the above mentioned types of non-standard household insurance. Rest assured, Safely Insured can find the right policy for you!

For further examples and information on non-standard household insurance, visit our non-standard household insurance page. Alternatively, you can call us on  03303 331 255.