Opening Hours - Monday to Friday 09:00 - 17:00, Saturday 09:00 - 1300
Opening Hours - Monday to Friday 09:00 - 17:00, Saturday 09:00 - 1300
Specialist Modified Car Insurance policies from genuine car enthusiasts
Get an instant online quote for Modified Car Insurance with all your mods declared and covered with our unique cheap prices for modified cars.
Say ‘goodbye’ to the modified car insurance blues, with Safely Insured! Have you had enough of comparison sites that don’t offer modified car insurance quotes?Tired of your standard car insurance brokers that don't understand what you’ve done to your modified car?
At Safely Insured, we specialise in modified car insurance for unique vehicles like yours - we have been successfully running our specialist modified car scheme for over 20 years.
Our staff members understand the intricacies of car modifications - because they are car enthusiasts themselves, and we can provide tailored coverage to fully protect your modified vehicle.
Get an online modified car insurance quote today and discover why we're a leading insurance provider for modified cars. With a modified car insurance policy designed specifically for your needs, you can drive with confidence, knowing that all your car modifications have been declared and are covered under the policy.
With Safely Insured, your modified car is in safe hands.
Car modifications can range from simple upgrades like alloy wheels to more extensive changes like turbo conversions. While these modifications can enhance your car's appearance and performance, they also impact insurance costs.
Car Modification can:
All of these factors can categorise the driver of a modified vehicle as higher risk
Insurance providers often classify modified cars and modified vans as non-standard vehicles, resulting in higher modified van insurance premiums compared to regular high insurance rates.
At Safely Insured, we believe modified car owners who invest in car modifications are more likely to prioritise maintenance and safe driving practices. Our insurance provider philosophy aligns with this, offering cheap modified car insurance to reflect the responsibility and dedication of these drivers.
This year, we brought back The Safely Insured Customer Modified Car of the Year competition - where we can showcase the incredible talent and dedication of our modified car community.
Read more about the competition over on our blog, and have a look at this year's top 5 entries below!
Dale's Mitsubishi Lancer Evolution VI Tommi Makinen Edition is a heavily modified powerhouse.
Pumping out 417.9bhp, this Evo is a force on the road. Extensive engine upgrades, a larger turbo, and a free-flowing exhaust system deliver serious power - while a beefed-up cooling system ensures everything stays in control. Upgraded suspension components sharpen handling, and the stripped interior hints at the focus on pure performance.
Thanwa's Nissan Skyline R33 GT-R is built for pure driving pleasure. This isn't your stock Skyline - under the hood lies an Abbey Motorsport built engine pushing out 512bhp, force-fed by Garrett turbos and breathing through a free-flowing HKS exhaust. A Link G4+ ECU ensures everything runs smoothly, while a full Nismo body kit adds aggressive aesthetics. Tein coilovers tighten up handling, and Rays Volk Racing wheels complete the performance package.
Inside, a Kenwood sound system provides the soundtrack, but the true joy comes from the way this R33 GT-R handles. A driver's car brimming with character and feedback.
Jake's 1964 Pontiac Catalina is a sun-baked survivor, a true desert warrior with a story to tell. Its 6.4L Pontiac V8, a classic American engine, might not boast record-breaking horsepower, but it delivers honest power and likely a wonderful rumble.
As for the body; years under the merciless Arizona sun have baked away the paint on the upward facing surfaces, leaving a unique, textured finish. It's a testament to the car's resilience and a conversation starter at every show.
Chris Vincent's Toyota Supra A80 HKS is a driver's dream. This 3.0L beast pumps out 350bhp, begging for open-air thrills. Wrapped in HKS goodness: Nardi steering wheel, Bride Eurostar seats, and floor mats - the interior complements the iconic Blitz Technospeed Z1 alloys.
Chris loves nothing more than the pure roar of the engine, especially with the roof down. This Supra is pure performance and heritage, ready to carve up the road.
Will's lovingly restored 1996 Volvo 940 is a head-turner. Its 2.3L turbocharged engine delivers classic Volvo performance complemented by a host of stylish upgrades. A 3-inch custom exhaust lets everyone know it's coming, while BC Racing coilovers lower the stance for a more aggressive look.
The eye-catching 17-inch gold JR6s wheels and Nardi steering wheel add a touch of class both inside and out - but the true charm of this Volvo lies in the wave of nostalgia it evokes, sparking memories for everyone who encounters it. It's a testament to the enduring appeal of these Swedish wagons.
By declaring all of your car modifications, an insurer knows the full value of the car with those modifications added. This safeguards the money spent on modifying the vehicle, and also reduces the risk of holding a policy where these modifications are not declared; potentially voiding the insurance coverage. This is especially important for classic cars or modified cars with refitted or replaced parts.
Listed below are some common examples of both cosmetic and performance modifications; both of which can impact modified car insurance:
| Cosmetic Modification | Performance Modification |
| Alloy Wheels | Engine Tuning |
| Body Kits | Turbocharger |
| Spoilers | Supercharger |
| Custom Paint | Nitrous Oxide |
| Decals | High-performance Exhaust |
| LED Lighting | Performance Brakes |
| Interior Upgrades (e.g. seats, trim) | Suspension Upgrades |
| Lowering Kits | Gearbox Modifications |
| Rims | Cold Air Intake |
| Grilles | Cam Shafts |
| Exhuast Tips | Engine Swaps |
| Headlights | Performance Chip |
When it comes to modified cars and modified vans, finding the right coverage is crucial. We specialise in offering competitive rates for both modified car insurance and modified van insurance.
Our expertise in the field of modified car insurance sets us apart as industry leaders, ensuring you receive the coverage you need with the peace of mind that comes from being in the capable hands of a specialist insurer. We understand the unique requirements of modified vehicles and offer tailored insurance policies to protect your investment.
Make the smart choice today and secure your modified car insurance with us to drive with confidence on the road.
From performance car insurance to Japanese import car insurance and American car insurance, we have options for every modified vehicle. Find the perfect modified car insurance policy for your needs.
Visit our website today for a quick and easy modified car insurance comparison and secure your modified vehicle with us.
A. A modification is any change made to a vehicle after it leaves the factory, which basically means any changes or modifications made after the vehicle has been sold. This can include both cosmetic adjustments and performance upgrades.
A. Yes. All modifications to your vehicle must be declared to your insurer. This ensures they have a complete picture to accurately assess risk and provide a correct vehicle insurance quote. Even small changes like a sticker count as a modification and should be reported. Modifications can impact your insurance cost.
A. There are several ways to lower your insurance policy cost for a modified vehicle:
These tips may also be beneficial for young drivers looking to reduce their insurance costs.
A. Under a Safely Insured policy, the minimum requirements are:
A. Under a Safely Insured policy, the minimum requirements are:
A. Insuring modified cars presents unique challenges compared to standard car insurance. These include:
Insurers must carefully consider these factors to offer appropriate coverage for modified car owners while effectively managing risk.
A. At present, we do not offer insurance policies for a number of different vehicle types. These include:
We also offer Temporary Car Insurance Policies, which you can view here.
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