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Professional Indemnity Insurance

Professional Indemnity Insurance protects your client and their business against costly compensation claims sought by their clients if they have made mistakes or have been found to be negligent.

Whether you own your own premises; work from home or visit your clients - our Professional Indemnity Insurance offering can meet your needs. Tailor cover to give you the confidence you need when working / providing advice to your clients. From legal liability cover to making sure your most important business equipment is protected.



This product is designed for the majority of Professionals who

  • Require Professional Indemnity Cover and who may wish to enhance their Policy by selecting from a range Additional Covers

At Safely Insured we have a dedicated to team can advise you on the most suitable type of Professional Indemnity Insurance required for your needs. We have developed excellent premium rates and policy terms with our selection of insurance underwriters, enabling us to offer you complete cover at a very competitive price.


Features & Benefits of Professional Indemnity Insurance

This summary is provided to you for information purposes only and does not form part of your insurance contract.

Legal Liability

Cover for claims notified during the Policy Period which are due to the negligence of

  • i You or
  • ii any Employee
  • iii any specialist sub-contractor acting on Your behalf
  • Cover is provided up to the policy limit which is an amount shown in the Schedule for the total of all claims including costs and expenses during the Policy Period
  • Loss of Documents
  • sum insured £25,000
  • Mitigation of loss
  • Cover for reasonable costs incurred by You by any action they take to minimize a loss or potential loss
  • Your Insurer may extend cover to include
  • Libel and slander
  • Your dishonesty or that of any Employee
  • Any One Claim basis of settlement

EXCLUSIONS and/or LIMITATIONS

  • Asbestos
  • Dishonesty or Fraud
  • Estimation of Construction Costs
  • Trademark or Copyright infringement
  • Your Insolvency
  • Libel and slander
  • Nuclear war and terrorism risks
  • Pollution seepage and contamination
  • Fines penalties punitive or exemplary damages
  • Warranty or guarantee

Optional Additional Cover Available with Professional Indemnity Insurance

The Professional Indemnity Design and Construct policy has been designed to meet the demands and needs of individuals and small businesses requiring Professional Indemnity Insurance and a range of other covers to protect against some of the risks involve in running their business. Professional Indemnity Insurance is a mandatory cover under this policy, but all other covers are optional and you can select from Material Damage cover for Office Contents and Buildings; Business Liabilities for liability to third parties and injury to employees; Business Interruption; Personal Accident and Legal Expenses.

For more information and advice on which policy covers are most suitable to your requirements, please call our Commercial Business team on the number below.